Tunisia Cryptocurrency Regulations: What Investors Need to Know

When navigating Tunisia cryptocurrency regulations, the set of laws and guidelines governing digital assets, trading, and crypto services in Tunisia. Also known as Tunisian crypto rules, they shape how businesses launch tokens, how exchanges operate, and how everyday users report gains.

One of the first pillars you’ll bump into is Anti‑Money‑Laundering (AML) compliance, requirements that monitor and flag suspicious crypto transactions to prevent illicit financing. Tunisia cryptocurrency regulations explicitly demand AML procedures for every wallet provider and exchange, meaning you’ll need to keep detailed logs and run regular checks. The rules also push for real‑time reporting to the national financial intelligence unit, which keeps the system transparent and deters fraud.

Key Regulatory Bodies and Their Roles

At the top sits the Central Bank of Tunisia, the authority that issues licensing, sets monetary policy, and oversees digital asset supervision. The bank’s charter spells out who can offer crypto‑related services, the capital requirements they must meet, and the audit frequency. It also works hand‑in‑hand with the Financial Market Authority to align crypto rules with broader securities law, creating a unified stance on digital finance.

Taxation forms another critical piece of the puzzle. Tunisia has introduced a crypto tax framework, guidelines that define how capital gains, mining rewards, and staking income are reported and taxed. For individuals, a flat rate applies on net gains after a simple deduction, while businesses must incorporate crypto income into corporate tax filings. The framework also imposes record‑keeping duties: you must retain transaction histories for at least five years to satisfy audit requests.

Beyond AML and tax, any platform that wants to trade crypto in Tunisia must secure an exchange licensing from the Central Bank. The licensing process checks for robust security measures, solvency ratios, and a clear KYC (Know Your Customer) policy. Once licensed, exchanges are required to publish their fee structures, provide real‑time price feeds, and submit quarterly compliance reports. Failure to meet these standards can lead to fines, suspension, or outright revocation of the operating licence.

What does all this mean for you? If you’re a trader, you’ll need to verify that your chosen exchange holds a valid Tunisian licence and follows AML/KYC rules. If you’re a developer planning a token launch, expect to file a detailed prospectus with the Central Bank and align your smart contract with the country’s data‑privacy standards. And if you’re just holding assets, keep meticulous records of purchases, sales, and any staking rewards to simplify your tax filing later. By staying aware of the core requirements—AML compliance, central bank oversight, tax obligations, and licensing—you’ll avoid costly missteps and be ready to make the most of Tunisia’s evolving crypto landscape.

Below you’ll find a curated list of articles that dig deeper into each of these areas, from step‑by‑step licensing guides to real‑world tax filing examples, giving you the practical tools you need to stay compliant and confident in the Tunisian market.